SPENCERPOR Federal Credit Union Happy Holidays Loan Borrow up to $5,500 for 24 months Rates as low as 6.5% Restrictions: Offer valid now through 1/30/19. Limit one Happy Holidays Loan per member. 6.5% rate applies to those with credit scores of 700 and above 75% rate applies to those with credit scores of 650-699. Minimum credit score for this offer is 650. Funds cannot be used to pay off existing SFCU debt 2775 Spencerport Rd., Spencerport, NY Hours: M-W 8:30am-4pm, Thurs. 8:30am-5pm, Fri. 8:30am-6pm www.spnfcu.org Federally Insured by the NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Membership subject to eligibility. NCUA ECUAL HOSING LENDRO