HAPPY NEW YEAR LOAN EVENT Borrow up to $5,500 for 24 months Rates as low as 6.5% 0/ Restrictions: Offer valid now through 1/30/19. Limit one Happy New Year Loan per member. 6.5% rate applies to those with credit scores of 700 and above 7.5% rate applies to those with credit scores of 650-699. Minimum credit score for this offer is 650. Funds cannot be used to pay off existing SFCU debt. SPENCERPOR Federal Credit Union 2775 Spencerport Rd., Spencerport, NY 585-352-6890 Hours: M-W 8:30am-4pm, Thurs. 8:30am-5pm, Fri. 8:30am-6pm www.spnfcu.org Federally Insured by the NCUA. We do business in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act. Membership subject to eligibility NCUA LENDER